Services
Agile Methodologies, Optimization and Transparency
Apply For A Loan
Using our online loan application, you can take your time and complete your application whenever it’s convenient for you. And, you can always save your work and come back and complete it later if you need to.
Get A Quote
We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we’ll get you a good idea of what kind of terms and loan program you can expect to benefit most from
Refinancing Info
We’ll guide you through the process and make it worry-free to improve your interest rate and monthly payment. We can even help you pay down your balance more quickly for a comparable monthly payment.
Rate Lock Advice
It can be hard to know exactly when to lock in your rates. We can help you find the best possible rate and help you lock it in so there are no surprises down the road.
Added Value Services
Leverage the Advantage of Our Extended Experience at Your Service
Private Mortgage Banking
With a philosophy to make every customer feel like the only customer every time, Mortgage League of America provides a unique personalized service relationship. We get to know our customers and build relationships so that we can better understand how to assist you in achieving your financial goals.
Financial Planning
Do it like a Business! Financial planning is the task of determining how a business will afford to achieve its strategic goals and objectives. Usually, a company creates a Financial Plan immediately after the vision and objectives have been set.
Personal Advice
Because we establish a one-to-one relationship with each client we are able to offer timely, individual advice on how to improve your family, business or personal finances. Here are some of the services we offer our personal clients.
Case Studies – 40 years of Experience
The Leading Experts In Mortgages, Consolidating and Refinancing
What Do Mortgage Consultants Do?
Essentially, mortgage consultants exist to help people or businesses to find the right mortgage. It is a role which involves working with customers to identify the best option, based on their individual circumstances and financial resources. However, in addition, the job involves dealing with lenders, estate agents, and valuers.
How Mortgage Underwriters Analyse Risk
The primary purpose of the underwriting process is to determine the level of risk involved in lending, with a particular focus on the risk of an applicant ‘defaulting’. Before an application for a mortgage is approved, it will be assessed by a mortgage underwriter, who will consider whether or not the application meets their criteria.
What is an FHA loan? 7 Critical Facts you Need to Know
An FHA loan is a government-backed mortgage insured by the Federal Housing Administration, or FHA. Popular with first-time homebuyers, FHA home loans require lower minimum credit scores and down payments than many conventional loans.jects before making major financial investment.
HELOC: Understanding Home Equity Lines of Credit
A home equity line of credit is a second mortgage that turns home value into cash you can access as needed. HELOCs require a 620 credit score.
Our Readers Digest
Hand Picked Articles From The News
Missing Your Mortgage Payments: Here’s How to Avoid Foreclosure
Few people who sign a mortgage intend to walk away from it. Still, unforeseen circumstances — huge medical bills, lost jobs, divorce or eroding property values — can overwhelm even the best-intentioned borrower. Missing a house payment by a few days won’t put you in danger of foreclosure. But if […]
HELOC vs. Home Equity Loan: How Do You Choose?
Homeownership provides a potential source of borrowing power: Once you build up home equity, you can tap it as a great source of funds when you need money. The equity — the difference between your house’s fair market value and the balance on your mortgage — can offer some of the […]
Top 5 Myths About Putting A Down Payment on Your New House
Plenty of myths circulate about the home buying process. With conflicting pieces of information flying all over the neighborhood, how are you supposed to know what to believe? It’s time to provide some clarity about one of the more misunderstood parts of buying a home: The down payment. If you’re […]
Executive Team
Meet the people behind Mortgage League of America
