The idea of living mortgage-free can be particularly enticing for individuals nearing retirement. At this time, it’s also common for empty-nesters to consider selling the large family home in favor of a smaller property or condo that’s easier to maintain. Homeowners who have lived in a house for a long […]

As a first-time homebuyer, it can be easy to make some classic mistakes — but you don’t have to fall victim to these. Here are 10 of the most common errors first-time buyers make and how you can easily avoid them: 1. Not knowing what’s on your credit report When […]

If you want to buy a house any time in the near future, your credit score matters. Lenders use your credit score to determine how risky it is to loan you money. With a higher score, you’ll have a better chance of getting approved for a mortgage. Also, you’re more […]

If you are planning to buy a new house, you are sure to look for a mortgage. However, you might also be wondering as to go to a mortgage broker or consult to a lender directly? Times has changed, a broker now no longer just brings you a list of […]

WASHINGTON, D.C., USA — If you’re lucky enough to find the house of your dreams, chances are it’s someone else’s dream home as well. But don’t get discouraged. There are ways to make your offer stand out without breaking the bank. Here are tips from The Mortgage Link. Ask for a […]

Homeownership looks different depending on the person or couple, but for most it’s a way to build wealth. The New York Times Magazine ran a survey in 2017 that found that homeowners are on average 36 times wealthier than renters. It isn’t hard to imagine why when you shift rent payments into […]

It’s hard to imagine a more boring (and dreaded) word than “mortgage.” But if you know where to look, you might find a mortgage that will save you thousands of dollars a year, or qualify for a loan when you didn’t think you could — and that’s exciting. You might […]

Most Americans say they aspire to homeownership. But how do you know if it’s right for you or whether you should continue renting? In this episode, we help you weigh the pros and cons of renting versus owning. 1. The first thing to keep in mind: Owning a home is […]

The journey to buying a house can lead down some perilous roads, past pushy Realtors, self-interested bankers and not-so-meticulous home inspectors. We lay out a step-by-step approach to help you avoid those pitfalls, from what to look for in a house that will truly make you happy to assembling a […]

Buying your first home comes with many big decisions and can be as scary as it is exciting. It’s easy to get swept up in the whirlwind of home shopping and make mistakes that could leave you with buyer’s remorse later. If this is your first rodeo as a homebuyer […]