Plenty of myths circulate about the home buying process. With conflicting pieces of information flying all over the neighborhood, how are you supposed to know what to believe? It’s time to provide some clarity about one of the more misunderstood parts of buying a home: The down payment. If you’re […]

Want to pocket an extra $1,000 each year? Here are six simple home electric upgrades that save money, make your home more comfortable and help the environment. USA TODAY Whether you give a hoot about the environment or not, it could pay to think about energy efficiency when shopping for […]

Refinancing your mortgage can be a smart move. Sometimes, you can secure a lower interest rate, make your payments more manageable, or even access equity to make improvements or consolidate debt. However, figuring out whether it is the right time to refinance your home isn’t always easy. Interest rates frequently […]

If you have been renting for a while you might be wondering if you’re ready to be a homeowner. David Sant from Cyprus Credit Union stopped by, and said it’s a big step, so you’ll need to ask yourself a few questions to determine if you’re ready or not. If […]

Does FHA have income limits? FHA loan income limits should not worry any borrower. Unlike some mortgage programs, the FHA mortgage program has no income ceiling. If you want an FHA-backed mortgage and you’re named in the wills of the rich and famous that’s okay, you’re welcome to apply. But the […]

Buying a home is a big move, literally and figuratively. Buying a house requires a serious amount of money and time. The journey isn’t always easy. It isn’t always intuitive. But when you get the keys to your new home — that can be one of the most rewarding feelings […]

The latest in entertainment Hide caption Get your finances ready Getting your personal finances in order is a crucial part of a smooth home-buying process. Now’s the time to figure out what price range is affordable for you, how large a down payment you can make and whether you’ll need […]

The idea of living mortgage-free can be particularly enticing for individuals nearing retirement. At this time, it’s also common for empty-nesters to consider selling the large family home in favor of a smaller property or condo that’s easier to maintain. Homeowners who have lived in a house for a long […]

As a first-time homebuyer, it can be easy to make some classic mistakes — but you don’t have to fall victim to these. Here are 10 of the most common errors first-time buyers make and how you can easily avoid them: 1. Not knowing what’s on your credit report When […]

If you are planning to buy a new house, you are sure to look for a mortgage. However, you might also be wondering as to go to a mortgage broker or consult to a lender directly? Times has changed, a broker now no longer just brings you a list of […]