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Rising home prices and interest rates squeeze all but the richest homebuyers

Rising home prices and interest rates squeeze all but the richest homebuyers

President Donald Trump’s short-term stimulus is pushing up borrowing costs and eliminating deductions in some markets.

Although growth in the housing market is slowing, the number of million-dollar homes in the United States is on the rise, creating pockets of affluence in a housing market experts say is becoming increasingly unaffordable.

New research from real estate site Trulia found that roughly 3 million homes across the country today are worth $1 million or more. This amounts to around 3.6 percent of the entire housing market; just six years ago, only 1.5 percent of all homes had million-dollar price tags.

Trulia found that the number of seven-figure homes and the highest rate of increases are overwhelmingly concentrated in California. In San Francisco alone, four out of five homes crack the million-dollar threshold. Outside of the Golden State, Honolulu, Seattle and Long Island, N.Y., also saw major increases in homes worth $1 million or more.

At just over 14 percent, San Jose had the highest year-over-year increase in million-dollar homes, according to Trulia’s report.

“The areas I’m concerned about are the areas that aren’t responding where prices are still accelerating, like San Jose,” said Daren Blomquist, senior vice president at Attom Data Solutions. “That’s a sign that these areas have such constrained inventory that there are hardly any properties just sitting vacant. That’s continuing to put upward pressure on prices,” he told NBC News.

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