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Mortgage approvals up for first-time buyers as market moves away from large deposits

Mortgage approvals up for first-time buyers as market moves away from large deposits

Almost a quarter of mortgages went to buyers with smaller deposits, continuing a trend away from large deposit buyers.

The market share of first-time buyers and small deposit borrowers increased in October as young buyers take advantage of low rates and slowing house price growth.

A total of 67,011 mortgages were approved last month, an increase of 2.7 per cent since September and 3.5 per cent above levels in the same month last year.

Almost a quarter of these went to buyers with smaller deposits, continuing a trend away from large deposit buyers.

The market share of first-time buyers and small deposit borrowers increased in October as young buyers take advantage of low rates and slowing house price growth. A total of 67,011 mortgages were approved last month, an increase of 2.7 per cent since September and 3.5 per cent above […]

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